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Frequently Asked Questions (FAQ)

Public Adjuster

A public adjuster is a licensed professional who represents policyholders (not insurance companies) in evaluating and negotiating insurance claims to ensure you receive the maximum payout for your loss.

Not An Insurance Adjuster

An insurance adjuster works for the insurance company and aims to minimize the payout. A public adjuster works for you, the policyholder, to maximize your compensation.

Hire Howard Layne & Associates (HLA) Today!

You should hire a public adjuster if your claim is denied, underpaid, or if you feel overwhelmed by the process. Our expertise ensures you receive fair compensation.

No Upfront Costs

We work on a contingency basis, which means we only get paid when you do. Our fee is a percentage of the final settlement, so you have no out-of-pocket costs.